Client Service Models
FINANCIAL
PLANNING
Fee-based Financial Planning
A financial plan can provide clarity and direction around your personal, professional, and financial goals. This is not a product or investment. While developing your plan, we may consult with your other advisors (CPA, Attorney, etc.).
A fee-based financial plan can
help you with:
- Ongoing Cash Flow Management
- Reduction of Taxes
- Legacy Planning / Wealth Transfer
- Estate Planning Solutions
- Early Retirement / Saving for Retirement
- Risk Management
- Ownership/Beneficiary
Strategies for Tax Planning
INVESTMENT
BASED
Asset management fee
A customized portfolio utilizing asset allocation strategies can help manage market risk and provide a disciplined approach to investing.
- Your portfolio can be adjusted as your investment goals, income, and lifestyle change.
- You have 24 hour access to online accounts showing detailed net worth, account holdings, activity and performance.
- Annual management charge is based on the amount of assets, not on fund selection or number of trades.
- Asset management is available for a wide range of account sizes.
PRODUCT
SOLUTIONS
Product-based / Transactional relationship
The purchase of financial instruments can help address relatively simple needs.
Investments
- Mutual Funds
- Exchange-Traded Funds
- 529 Plans
- Retirement accounts for individuals & business owners(Trad. IRAs, Roth IRAs, Simple IRAs, SEPs, 401(k)s, Profit Sharing Plans)
Insurance
- Life Insurance
- Long Term Care Insurance
- Disability Income Insurance
- Group Health & Dental
- Fixed & Variable Annuities
Implementation of specific products or services may result in commissions or fees outside of the scope of a financial planning fee.