Client Service Models

Fee-based Financial Planning

A financial plan can provide clarity and direction around your personal, professional, and financial goals. This is not a product or investment. While developing your plan, we may consult with your other advisors (CPA, Attorney, etc.).

A fee-based financial plan can
help you with:

• Ongoing Cash Flow Management
• Reduction of Taxes
• Legacy Planning / Wealth Transfer
• Estate Planning Solutions
• Early Retirement / Saving for Retirement
• Risk Management
• Ownership/Beneficiary
  Strategies for Tax Planning

Asset management fee   

A customized portfolio utilizing asset allocation strategies can help manage market risk and provide a disciplined approach to investing.

• Your portfolio can be adjusted as your investment goals, income, and lifestyle change.
• You have 24 hour access to online accounts showing detailed net worth, account holdings, activity and performance.
• Annual management charge is based on the amount of assets, not on fund selection or number of trades.
• Asset management is available for a wide range of account sizes.

Product-based / Transactional relationship

The purchase of financial instruments can help address relatively simple needs.

Investments

• Mutual Funds
• Exchange-Traded Funds
• 529 Plans
• Retirement accounts for individuals & business owners(Trad. IRAs, Roth IRAs, Simple IRAs, SEPs, 401(k)s, Profit Sharing Plans)

Insurance

• Life Insurance
• Long Term Care Insurance
• Disability Income Insurance
• Group Health & Dental
• Fixed & Variable Annuities

Implementation of specific products or services may result in commissions or fees outside of the scope of a financial planning fee.